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Industry Insights & Expertise

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Mean vs. Median — The Importance of Using the Mean

July 3, 2023March 29, 2024 By: Chris Conway

Recently, an asset manager asked me why the mean and median life expectancy (LE) figures in life expectancy reports seemed to have widened in recent years. The fact is we […]

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Understanding Mortality Improvement

June 28, 2023March 29, 2024 By: Chris Conway

There are a number of fallacies about how micro-longevity underwriting works that seem to pervade the marketplace. One that I hear far too often goes something like this: “Life settlements […]

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How Health Care Providers Handle HIPAA and Harm Consumers

April 5, 2023March 29, 2024 By: Chris Conway

When a life settlement is created through the regulated sale of an unwanted or unneeded life insurance policy by the policy owner to a life settlement provider (i.e., the buyer […]

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Life Expectancy Underwriting and Life Expectancy Calculators are NOT the Same Thing Redux

March 29, 2023March 29, 2024 By: Chris Conway

There continue to be those in the life settlement marketplace who promote online calculators as a quick, free means of determining life expectancy. As we’ve said before, life settlement calculators […]

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Recent Posts

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Part 4: Policy Owner Bill of Rights – The Right to Reliable Information [SERIES]

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Life expectancy solutions designed to manage longevity risk and improve predictability.

ISC Services was founded in 2005 with the goal of bringing accurate life expectancy assessments to our partners in the life settlement, financial services, and senior living markets.

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