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Industry Insights & Expertise

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Health Care Data is Not a Proxy for Complete Medical Information

February 23, 2023March 29, 2024 By: Chris Conway

As we’ve said before, life expectancy underwriting requires correct and complete information. Health care data alone is neither of these things. That doesn’t mean it’s entirely useless, but it’s a […]

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HIPAA Practices That Harm Consumers and Impede Underwriting

February 17, 2023March 29, 2024 By: Chris Conway

The Health Insurance Portability and Accountability Act of 1996 is a very complex piece of legislation. So are the various privacy laws in each state in the United States. Most […]

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Creating Life Expectancy Assessments with Missing Medical Information

December 9, 2022March 29, 2024 By: Chris Conway

In order for life underwriters to create a consistent,  accurate, precise life expectancy assessment of an individual, the underwriter must have all of the medical and lifestyle information (i.e. health […]

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What is DIKA?

December 2, 2022March 29, 2024 By: Chris Conway

In today’s world, the word “data” is used pervasively in nearly every industry. Most people using or hearing this term don’t think much about what it actually means, but in […]

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Recent Posts

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Part 4: Policy Owner Bill of Rights – The Right to Reliable Information [SERIES]

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Life expectancy solutions designed to manage longevity risk and improve predictability.

ISC Services was founded in 2005 with the goal of bringing accurate life expectancy assessments to our partners in the life settlement, financial services, and senior living markets.

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