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Industry Insights & Expertise

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Moving Away from Self-Reported Data

November 14, 2022March 29, 2024 By: Mike Graviss

The challenge with self-reported healthcare data is that it can be extremely subjective and highly inaccurate – no matter how objective the user might be.  Advantages of Self-Reported Data One […]

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How Life Expectancy is (Actually) Calculated

November 8, 2022March 29, 2024 By: Mike Graviss

It’s been mentioned before that there is a problem with the free life expectancy calculators online. Policy brokers and other businesses are mainly using them as a lead generation tool, […]

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Macro vs Micro Longevity: The Differences in Life Expectancy Calculations

September 26, 2022March 29, 2024 By: Mike Graviss

When discussing life expectancy underwriting, the term “longevity” is often mentioned, but without drawing the very important distinction between “macro-longevity” and “micro-longevity”. While at first glance the difference may not […]

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Carrier Encroachment and How It’s Impacting the Life Settlement Industry

September 21, 2022March 29, 2024 By: Chris Conway

Recently, the National Council of Insurance Legislators (NCOIL) issued a resolution regarding the current problem of carrier encroachment. As a business which provides life expectancy assessments and life underwriting services […]

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Recent Posts

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How to Stand Out From the Financial Planning Crowd with Accurate Life Expectancy Data

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Why Financial Firms Should Reconsider Using Free Life Expectancy Calculators

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Part 4: Policy Owner Bill of Rights – The Right to Reliable Information [SERIES]

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Life expectancy solutions designed to manage longevity risk and improve predictability.

ISC Services was founded in 2005 with the goal of bringing accurate life expectancy assessments to our partners in the life settlement, financial services, and senior living markets.

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