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Industry Insights & Expertise

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Estimating the Life Expectancy of Individuals is an Underwriting Exercise

April 12, 2023March 29, 2024 By: Chris Conway

It happened again, and it happens all the time. In a conversation with an analyst in the early stages of looking at the life settlement business industry as a whole, […]

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Life Expectancy Underwriting and Life Expectancy Calculators are NOT the Same Thing Redux

March 29, 2023March 29, 2024 By: Chris Conway

There continue to be those in the life settlement marketplace who promote online calculators as a quick, free means of determining life expectancy. As we’ve said before, life settlement calculators […]

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Health Care Data is a (Limited) Tool in Life Expectancy Underwriting

February 28, 2023March 29, 2024 By: Chris Conway

In our last article, we stated that health care data is not a solution to the need for complete, correct medical information when estimating life expectancy. This does not mean […]

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HIPAA Practices That Harm Consumers and Impede Underwriting

February 17, 2023March 29, 2024 By: Chris Conway

The Health Insurance Portability and Accountability Act of 1996 is a very complex piece of legislation. So are the various privacy laws in each state in the United States. Most […]

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Life expectancy solutions designed to manage longevity risk and improve predictability.

ISC Services was founded in 2005 with the goal of bringing accurate life expectancy assessments to our partners in the life settlement, financial services, and senior living markets.

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